Is Your Roosevelt Dime Worth $650,000? Check Your Change!

Published On: July 8, 2025
Is Your Roosevelt Dime

Next time you get a dime in change, take a closer look—it could be worth $650,000! The Roosevelt Dime, first minted in 1946 to honor President Franklin D. Roosevelt, is a common coin found in pockets and cash registers. However, certain rare versions with unique errors or features have sold for massive amounts at auctions. Let’s explore what makes these dimes so valuable, how to spot one, and whether you might have a fortune hiding in your loose change.

Why Are Some Roosevelt Dimes So Valuable?

The Roosevelt Dime, featuring the president’s portrait on the front and a torch with olive and oak branches on the back, was made in huge numbers. Early dimes (1946–1964) are 90% silver, giving them some value, but the real treasures are coins with rare minting errors, special finishes, or near-perfect condition. These qualities make certain dimes highly prized by collectors, with some fetching hundreds of thousands of dollars.

Key Features of Valuable Roosevelt Dimes

To find a high-value Roosevelt Dime, check for these specific traits:

FeatureDescription
Minting ErrorsMistakes like doubled images, off-center designs, or missing mint marks can make a dime worth thousands.
90% Silver ContentDimes from 1946–1964 are made of 90% silver, increasing their base value.
Proof or Special FinishProof coins or those from Special Mint Sets (SMS) with a mirror-like or satiny finish are rare and valuable.
Pristine ConditionCoins graded MS-67 or higher (near-perfect) are highly sought after by collectors.

Top Roosevelt Dimes That Fetch Big Money

Here are some examples of Roosevelt Dimes that have sold for huge sums or are estimated to be worth a fortune:

  1. 1968 No-S Proof Dime: A proof dime missing the “S” mint mark from San Francisco sold for $650,000 due to its rarity.
  2. 1949-S Double-Die Obverse: A dime with doubled text or Roosevelt’s portrait sold for $200,000 at auction.
  3. 1964 SMS Dime: A Special Mint Set dime with a unique finish fetched $150,000 because only a few exist.
  4. 1975 No-S Proof Dime: Another proof dime without the “S” mint mark sold for $500,000.
  5. Off-Center Strike Error: A dime with a misaligned design sold for $100,000 due to its dramatic error.
  6. High-Grade MS-68 Dime: A non-error 1946 dime in near-perfect condition sold for $75,000.
  7. Die Crack Error: A dime with a noticeable crack from the minting process sold for $50,000.

How to Spot a Valuable Roosevelt Dime

Think you might have a rare dime? Follow these steps to check:

Step 1: Check the Date and Mint Mark

Look at the front of the dime, near Roosevelt’s portrait, for the date and mint mark:

  • 1946–1964: These are 90% silver and more likely to be valuable.
  • D (Denver) or No Mark (Philadelphia): Common but could have errors.
  • S (San Francisco): Rare, especially proof coins or those missing the “S” mark.

Step 2: Look for Minting Errors

Use a magnifying glass to inspect for:

  • Doubled text or images (double-die error).
  • Designs that are off-center or misaligned.
  • Missing mint marks, especially on proof coins.
  • Unusual cracks or marks from the minting process.

Step 3: Test the Material

Dimes from 1946–1964 are 90% silver, weigh 2.5 grams, and don’t stick to a magnet. Post-1964 dimes are copper-nickel, weighing 2.27 grams. Weighing your coin can confirm its silver content.

Step 4: Assess the Condition

Coins in excellent condition are worth more. Look for a shiny, unscratched surface with no wear. Never clean the coin, as cleaning can lower its value. Get it graded by a professional service like PCGS or NGC for an accurate valuation.

Where to Find Rare Roosevelt Dimes

You don’t need to be a coin expert to find a valuable dime. Here are some places to look:

  • Loose Change: Check your pocket change, coin jars, or cash register returns.
  • Bank Rolls: Buy rolls of dimes from banks and inspect them carefully.
  • Flea Markets or Estate Sales: Old collections often hide rare coins.
  • Coin Shows: Visit local or online coin shows to learn more or buy coins.

How to Sell a Valuable Roosevelt Dime

If you find a potentially valuable dime, follow these steps:

  1. Get It Appraised: Take it to a trusted coin dealer or grading service like PCGS or NGC.
  2. Auction It: Rare coins often sell best at auction houses like Heritage Auctions or Stack’s Bowers.
  3. Store It Safely: Keep the coin in a protective holder to preserve its condition. Avoid cleaning it at all costs.

Conclusion

That dime you got back in change could be worth $650,000 if it’s a rare Roosevelt Dime with errors, silver content, or a special finish. By checking your coins for specific years, mint marks, or minting mistakes, you might uncover a hidden gem. Whether it’s in your wallet, a coin jar, or an old drawer, take a moment to inspect your dimes—you could be holding a small fortune!

FAQs

Why are some Roosevelt Dimes so valuable?

Certain dimes are worth thousands due to rare minting errors (like missing mint marks), 90% silver content (1946–1964), or special finishes like proof or SMS coins.

How can I tell if my dime is silver?

Check the date: 1946–1964 dimes are 90% silver, weigh 2.5 grams, and don’t stick to a magnet. Post-1964 dimes are copper-nickel and lighter.

Where can I sell a rare Roosevelt Dime?

Sell through trusted coin dealers, auction houses like Heritage Auctions, or online platforms like eBay. Always get a professional appraisal first.

Are all Roosevelt Dimes worth a lot?

No, most are worth 10 cents or slightly more for their silver content. Only those with rare errors, special finishes, or perfect condition are worth thousands.

How do I get my dime professionally graded?

Take your dime to a grading service like PCGS or NGC. They’ll assess its condition and authenticity, assigning a grade that determines its market value.

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